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I have made a few assumptions to limit this article to a reasonable scope. I am focusing on the individual who is placing his/her own money in a vehicle in which there is a return commensurate with the risk taken. I am assuming an investor...

In 1792 the U.S. Congress adopted a bimetallic standard (gold and silver) for the new nation's currency - with gold valued at $19.30 per troy ounce

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